You’re more likely to find rates below 5% when you have a higher credit score ...

CNBC Select evaluated dozens of auto loans based on rates, terms, customer service, online experience and other factors.

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...

Carol M. Kopp edits features on a wide range of subjects for Investopedia, including investing, personal finance, retirement planning, taxes, business management, and career development. Vikki ...

According to credit reporting agency Experian, the average auto loan interest rate in the fourth quarter of 2025 was 6.37% for new cars and 11.26% for used cars. Here's how average rates broke down by ...