Forbes contributors publish independent expert analyses and insights. Pam Kaur covers fintech and bank tech innovation and regulation. U.S. consumers are expected to spend near record levels this ...
Since lending first began, banks have always used information from customers’ accounts to determine whether they were creditworthy. But most online lenders of consumer loans and cards don’t have a ...
NEW YORK--(BUSINESS WIRE)--Nova Credit, the leading credit infrastructure and analytics company, today announced the launch of the Nova Credit Platform, a unified integration to quickly onboard, ...
As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...
Update: Story updated with confirmation that this was another Salesforce data theft attack and the types of data stolen. Consumer credit reporting giant TransUnion warns it suffered a data breach ...
Lenders have traditionally turned to credit bureau data to assess affordability and risk—but that reliance is starting to change. AI-powered models are now delivering real-time, predictive insights ...
Data breaches tied to financial services companies are no longer rare, but they still hit harder when Social Security numbers are involved. In the latest incident, U.S.-based fintech company 700Credit ...
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