Yes, there are differences between credit cards and old-fashioned charge cards. Big differences, the main one being it’s extremely unlikely you’ll dig yourself into major debt using a charge ...

Find a card that doesn't charge foreign transaction fees, and you'll save up to 3% on each purchase overseas. Review our expert-recommended cards here.

Since you're already considering it, I would go with the Chase Sapphire Preferred® Card. It means you're one step closer to ...