A good credit score is often seen as the golden ticket to easy loan approval. Many borrowers believe that maintaining a high ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A new report from the New York Federal Reserve found that while Americans' credit card debt is falling, an uptick in student loan delinquencies is causing credit scores to decline. The New York Fed's ...

Using a credit card the right way can boost your score, but one wrong move can pull it down. Don’t worry, though, it’s not rocket science! Let’s break it down to make it crystal clear for you.

College life brings many new experiences, but navigating personal finances can often be a surprising challenge for many students. Those attending college will soon find money to be top of mind all ...

A federal judge in Texas has reversed a Biden-era Consumer Financial Protection Bureau (CFPB) rule which barred medical debt from appearing on credit reports, a move that is set to negatively affect ...