Long-term care insurance isn’t as prevalent as other types of insurance, despite the fact that long-term care may eventually ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Most people turning 65 today face a 70% chance of needing long-term care at some point — yet insurance remains expensive and often out of reach for many.

Nearly seven in 10 adults age 65 and over will require long-term care services at some point. Long-term care insurance can help ...

Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium ...

Genworth Financial made giant positive steps in 2025 toward reclaiming its positioning in the troubled long-term care insurance market. The insurer is executing on a multi-pronged plan to revitalize ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

ROCHESTER, N.Y. — Thousands of couples in New York like Dom and Anita Palozzi are facing an impossible choice: pay a long-term care insurance premium they can’t afford or lapse insurance they’re ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...