Average Credit Score for People in Their 40s and 50s: How Do You Compare?

The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but not necessarily with the most favorable terms.
Investopedia

Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...
CNBC

As national average credit score falls, student loan delinquencies are key factor

The national average credit score fell for only the second time in a decade, according to a new report from FICO. The resumption of federal student loan delinquency reporting on consumers' credit was ...
Newsweek

Map Shows Average Credit Score In Every US State

See more of our trusted coverage when you search. Prefer Newsweek on Google to see more of our trusted coverage when you search. The average credit score in the U.S. remained steady at 715 at the end ...