Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.

If you’re like most seniors, you’ll rely on  Social Security to provide a good portion of your income once you retire. But, it can be hard to figure out exactly what role Social Security will play in supporting you if you don’t know how much money you’ll get from the benefits program.

To see all of your Social Security benefits, you need to sign up for a My Social Security account. Note that if you've already signed up for a login.gov or ID.me account, you can skip the following steps and just sign into your account. If you've never signed up for either of these services before, here's what you need to do.

Doug and Lee talk about possible changes to Social Security, such as income limitations and later retirement ages, highlighting how urgent reform is given the program's financial constraints. The post If You’re Approaching Retirement Age And Somewhat Wealthy There is A Good Chance Your Social Security Benefits Are Cut appeared first on 24/7 Wall St.