As mortgage rates dip even lower, most mortgage payers are wondering if a new loan could save them money. According to Freddie Mac's weekly surveys, mortgage rates have hovered between 3.4% and 3.5% ...

You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home ...

With the Federal Reserve's recent action to lower the federal funds rate and home loan rates trending downward in recent months, the interest outlook is turning the corner. Consequently, many ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If the past is prologue, millions of homeowners with high-rate mortgages won’t refinance their loans, even as mortgage rates tumble. Refinancing offers significant savings and can potentially improve ...

Refinancing debt is a financial strategy that involves replacing an existing loan with a new one, typically to secure better ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...