When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

With credit card balances surging now, a forgiveness program could be worth exploring. Here's how to qualify.

For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

American consumers ended the year with a new record in credit card borrowing, as balances rose sharply in the final quarter. Data from the Federal Reserve Bank of New York shows credit card debt ...

U.S. consumers added $16 billion in credit card debt this year, bringing the total to an estimated $1.33 trillion. Debt growth has slightly slowed, with October 2025 8% below the all-time record for ...

Last year was kind of a lot. Once-secure federal government jobs were slashed, and that was before the longest government ...

Total U.S. credit card debt rose to $1.23 trillion in the third quarter of 2025, an increase of $24 billion from the previous quarter and up about 50 percent over the past five years, according to the ...

Credit card interest rates rose sharply, making carrying a balance much more expensive. High fees, rising balances, and minimum payments keep many consumers in long-term debt. Lower-income and ...

Total U.S. household debt rose to over $18 trillion in the first quarter of 2025, while credit card debt decreased. Only 51% of U.S. households spent less than their income in 2024, with 22% ...

Cancelling a credit card might seem like a simple way to cut costs, but it can impact your CIBIL score. While the dip is ...

This low-maintenance credit card skips the fees and complexity, and gives you a simple way to earn cash back on every ...