The government has implemented the EPF Scheme 2026, replacing the Employees' Provident Fund (EPF) scheme that had been in ...

That seemingly minor difference can have a big impact on retirement wealth. Consider an employee with an annual CTC of Rs 12 lakh. If the employer contributes EPF only on the statutory wage ceiling of ...

VPF allows employees to contribute more than the mandatory EPF rate for a larger retirement corpus. Contributions over ₹2.5 ...

PPF vs VPF: These two schemes, PPF and VPF, come with different benefits, including interest rates, security features, and tax, but which one should you choose Both PPF and VPF accounts earn interest ...

The three major government-backed retirement plans, Employee Provident Fund (EPF), Voluntary Provident Fund (VPF), and Public Provident Fund (PPF), operate differently in terms of interest rates, ...

PPF vs VPF: When it comes to tax-saving options, people have a number of schemes to invest their money, reduce taxable income and ultimately save tax. Of all the existing options, only a few fall ...

Employees’ provident fund (EPF) interest rate is set to rise from 8.55 per cent to 8.65 per cent , giving private sector employees more monetary benefit from their deposits. The EPF subscribers can ...

Voluntary Provident Fund (VPF) facility is available to salaried employees wherein they can contribute more than 12% of the Basic Pay+Dearness Allowance (DA) towards their EPF accounts. Employees are ...

The proposed EPF Scheme, 2026, makes it clear that the mandatory EPF contribution remains capped at 12% of the statutory wage ...

Choosing the right retirement planning scheme is a crucial decision that can significantly impact your financial future. Among the various options available, the National Pension System (NPS) and ...