EPFO: Taxation rule on voluntary provident fund — the ₹2.5 lakh VPF threshold, explained

VPF allows employees to contribute more than the mandatory EPF rate for a larger retirement corpus. Contributions over ₹2.5 ...

EPF vs VPF: Which retirement savings option should salaried employees choose after the new EPF scheme 2026?

The proposed Employees' Provident Funds (EPF) Scheme, 2026, has reignited the debate around retirement planning for salaried ...

EPF vs VPF: How a higher EPF contribution can grow your retirement corpus more than fivefold, adding crores to your savings

That seemingly minor difference can have a big impact on retirement wealth. Consider an employee with an annual CTC of Rs 12 lakh. If the employer contributes EPF only on the statutory wage ceiling of ...
The Financial Express

New EPF rules could leave a gap in your retirement corpus. Here’s how voluntary PF can help

The proposed EPF Scheme, 2026, makes it clear that the mandatory EPF contribution remains capped at 12% of the statutory wage ...
Mint

Provident Fund guide: What are EPF, VPF and how to check your PF passbook

Provident Fund (PF) is a one of most important long-term savings and retirement option which is subscribed by millions of salaried employees. Contributions made through the Employees' Provident Fund ...