If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.

The rate on a 30-year fixed refinance declined to 6.32% today, according to the Mortgage Research Center. Rates averaged 5.32 ...

Text Callout : Key Takeaways - How Much It Costs to Refinance a Mortgage Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, ...

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have ...

The interest rate climate has already begun to shift ahead of the Federal Reserve's expected rate cuts this month. Just this week, mortgage rates dropped substantially, falling to an average of 6.35%, ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. For borrowers who have been waiting on the sidelines, these rate ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.36%. On a 20-year mortgage refinance, the ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Refinancing your mortgage can help you meet a number of financial goals, like reducing your monthly mortgage payment, paying off ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ...

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There may come a time in your homeownership journey when you wonder if it makes sense to refinance your mortgage. It’s a decision that can help you reach goals like lowering your interest rate or ...