Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

A long-term care insurance policy for an average 62-year-old costs approximately $300 per month, she says. Pros and Cons of Long-Term Care Insurance. Pros Cons; ...

Americans are badly misinformed about the basics of long-term care, a point driven home in numerous surveys and studies. One ...

Comprehensive long-term care planning is about creating options. When you address these needs proactively, you preserve your ...

The 2025 American Association for Long-Term Care Insurance Price Index for a $165,000 policy is $1,200 per year for a 60-year-old single male, or $1,900 per year for a 60-year-old single female.

Is a long-term care insurance policy worth it? A long-term care insurance policy is usually worth it for most people because it protects against the risk of paying for nursing home, assisted living or ...

Step #4: Get in touch with a long-term care insurance expert. Once you have a good idea of what you need from a long-term care insurance policy, it's time to shop for coverage options.

Long-term care insurance covers expenses related to support services if you're facing a disability or chronic illness, including in-home care, speech or physical therapy, ...

Long-term care insurance policies use level premiums, meaning that after you sign up, the insurer cannot increase the cost based on your age and health. Buying younger can lock in a better deal.

The children of Jewell Thomas, right, jointly pay a long-term care insurance premium of more than $2,500 a year, as well as another $4,000 a month for two home health aides not covered by that policy.

The average cost of a long-term care policy with $165,000 in level benefits was $950 per year, or about $79 per month, for a 55-year-old single man in 2022, according to data from the American ...