The Crossroads of Healthcare: ACA Subsidies on the Brink of Change As we approach the end of 2025, a significant shift in U.S. healthcare is unfolding. The enhanced subsidies under the Affordable Care Act (ACA), also known as Obamacare, are set to expire on December 31. Introduced in 2021 and extended through the Inflation Reduction Act, these temporary measures removed income caps and lowered premiums—sometimes to zero—for millions. This has driven record enrollment, with over 22 million Americ